Hey.
I couldn't get on last night due to the tower that supplies my Internet service being offline for a few hours. No one had a clue it was out until I sent a text.
Meanwhile -- the realtors and finance gal can't believe I'm not excited at all these "good news" phone calls regarding the house. Seriously, they call with happy voices like high school girls dying to share some happy news, and my response is
The finance gal was *finally* able to pull my credit from Experian (after yet another call to have my account unfrozen for a few days). I've taken advantage of a process called "Experian Boost" wherein Experian reviews my checking account for history of utility bills and factors them into my profile. Seems that did a neat trick, because my score was just shy of 800. That, in and of itself, is a neat trick considering IF I ever get a loan it's from my CU and is paid off within a few months. No credit cards, revolving charges, or other nonsense. Since I'm a Veteran who is using the VA to underwrite my loan, I get a $300 credit I can use to buy down the interest rate. The sellers have offered to cover closing costs plus $1,000 for repairs of any defects which may be noted on the report. My file has been completed and sent off for further processing. As of now, the tentative closing date is May 14th.
With that in mind, I decided to reduce expenses since the transition and all is going to cost more than I thought. I canceled trash service and also my Internet service. The ISP requires 30-days notice which I served today, so my service won't be terminated until mid-May. I've already been shopping for fiber providers in the new area and it looks like AT&T has the best service and reputation. I cannot WAIT for Gigabit speeds!
You can have my Oxford comma when you pry it from my cold, dead, and lifeless hands.